Medicare Advantage Plans
At COLLOCAMOTION Financial & Wellness, we offer plans from numerous health insurance companies in your service area.
You will find that our licensed insurance agents have a detailed and client-centered mindset when helping you choose the most suitable plan. We pay very close attention to what is most important for each individual client. This is why we initiate the shopping process by using and implementing lifestyle and healthcare pre-enrollment questionnaires.
Before we start shopping for coverage, we explain the basics. For more information check the medicare official site:
After a beneficiary turns 65 they have two main options for obtaining Medicare insurance – Original Medicare (includes Parts A and B) and Medicare Advantage Plans (included Parts A, B, and most times includes Part D)
Once we have verified Original Medicare eligibility and gathered sufficient information, we embark on our search journey by considering specific doctors, prescriptions, networks, and more. When it comes to selecting a Medicare insurance policy, we know you deserve the most up-to-date information and proper instruction on how to navigate our healthcare system.
Medicare Supplements
A Medicare Supplement is the same as Medigap Insurance. This type of coverage helps fill "gaps" in Original Medicare and is obtained by selecting a policy through private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies.
A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:
Copayments
Coinsurance
Deductibles
Our agency is fully equipped to help you shop and enroll in the right plan.
Prescription Drug Plans
We can help you save money by carefully looking at your list of medicines. Part D coverage can be found through:
Stand-alone Prescription Drug Plans: These plans add drug coverage to Original Medicare.
Medicare Advantage Plans (Part C) like an HMO or PPO)